Eternal SBI Card Launch: Fees, Rewards & Who Should Apply
Eternal SBI Card launched on 15 Oct 2026: ₹499 fee, 10% off on Zomato and District, ₹3,500 monthly cap. The real math, the catch, and who should apply.
Abhijeet Kumar News & Updates
Find the latest industry news, policy changes, and market updates related to credit cards in India
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Abhijeet Kumar 
Amex Reward Multiplier Discontinued: What Happens to Your Membership Rewards Points Now?
American Express India ended its Reward Multiplier programme on 30 September 2026. Your points and earn rates are safe, and ShopWise still gives up to 10X on e-vouchers. Here's what changed and what's coming next.
Anmol Ratan Sachdeva 
Bandhan Bank Launches Sparks, Ignite, Flare and Lumina: Its First Real Credit Card Portfolio
Bandhan Bank launched four Mastercard credit cards on 7 September 2026. We checked the fees, reward rates, and interest terms, including a rate gap that most coverage missed.
Abhijeet Kumar 
Everything That Happened at GFF 2026 about Credit Cards
GFF 2026 in Mumbai was mostly about agentic AI and UPI rails. This article covers credit cards: RuPay's international expansion, IDFC FIRST's zero-forex move, Mastercard World Select and every card launched.
Abhijeet Kumar 
Amazon Pay and Kotak Launch a Small Business Credit Card: 5% Cashback Comes With a Catch
Amazon Pay and Kotak Mahindra Bank announced a credit card for small business owners at GFF 2026. Nil joining fee, 5% cashback on Amazon Business. But the cap isn't on your spend; it's on your credit limit.
Abhijeet Kumar 
Axis Bank Launches Scapia Credit Card: Zero Fee, Up to 20% Rewards (2026)
Axis Bank and Scapia launched their co-branded travel card on 3 September 2026. Zero fee, zero forex, up to 20% rewards – and a two-card-slot catch.
Abhijeet Kumar 
IDFC FIRST Bank Removes Forex Markup on All Credit Cards: What Changes on 9 September and 26 October 2026
IDFC FIRST Bank cut forex markup to zero on every credit card from 9 September 2026, announced at GFF 2026. The trade-off: most cards stop earning points on foreign spends from 26 October. Here's the maths.
Abhijeet Kumar 
Your Swiggy HDFC Credit Card Is Being Phased Out: Everything That Changes When You're Migrated to Ornge or BLCK
HDFC Bank is retiring the original Swiggy HDFC Bank Credit Card and migrating every holder to Swiggy Ornge or Swiggy BLCK. Here is the fee math, the cashback rate cut hiding inside the default option, and exactly what you need to redo before your old card stops working.
Abhijeet Kumar 
RBL Bank Launches Shoppers Stop Gold, Platinum & Black Credit Cards (2026)
RBL Bank and Shoppers Stop launched three co-branded cards on 21 August 2026. Fees, reward rates, and whether the fee actually pays for itself.
Abhijeet Kumar 
Amex Platinum Travel Devaluation September 2026: ₹1.9L Milestone Removed, ₹7L Loses 22,500 Points, Lounge Access Now Spend-Gated
American Express is cutting the Platinum Travel Card again from 10 September 2026. The ₹1.9L milestone goes to zero, the ₹7L milestone loses 22,500 MR points for a ₹20,000 Taj voucher, and lounge access needs ₹1L quarterly spend from 1 October.
Abhijeet Kumar 
Google Pay Flex SBI Card Launched: ₹499 Fee, Stars Rewards, RuPay & Visa (2026)
SBI Card and Google Pay launched the Google Pay Flex SBI Card on 29 July 2026. ₹499 + GST fee waived at ₹1 lakh spend, Stars worth up to 1.6% back. We ran the maths on the ₹18,000 rewards claim.
Abhijeet Kumar 
Axis MyZone Devaluation (2026): DCC Jumps to 3.5%, and the District BOGO Now Needs ₹25,000 of Spend
Axis Bank revises MyZone Credit Card terms from 28 August 2026 and 1 November 2026 as part of a portfolio-wide overhaul. The DCC markup goes from 1.5% to 3.5%, tolls and FASTag stop earning EDGE Reward Points, and the Buy One Get One District movie offer now needs ₹25,000 of spend in the preceding three months. Here is what each change costs you in rupees.
Abhijeet Kumar 
Axis Magnus for Burgundy Devaluation (August 2026): DCC, Gift Cards, Tolls and the Priority Pass Change
Axis Bank revises Magnus for Burgundy terms from 28 August 2026, with identical changes on the standard Magnus. DCC markup rises to 2%, gift cards stop counting towards the ₹30 lakh fee waiver, tolls and FASTag stop earning EDGE Rewards, and Priority Pass no longer works at Indian domestic lounges. Here is the rupee cost of each change.
Abhijeet Kumar 
Axis Bank Credit Card Changes From 28 August 2026: What Actually Got Worse, and the One Thing That Got Better
Axis Bank is revising eight credit cards from 28 August 2026. Here is what actually changes, the DCC-vs-forex confusion cleared up, and who should care.
Abhijeet Kumar HSBC Live+ Revaluation (2026): New 10% Cashback MCCs, ₹1,200 Cap & What Actually Changed
HSBC has recently issued the full MCC list that shows which MCC codes earn 10% cashback on this card. Good news: Now you can earn more on same spends. Full details inside.
Anmol Ratan Sachdeva What Happens to Your Standard Chartered Credit Card after 31st July Migration?
Standard Chartered is moving up to 4.5 lakh Indian credit card accounts to Federal Bank after 31 July 2026. Here is what happens to your credit limit, reward points and dues, and exactly how to get your new Federal Bank card.
Anmol Ratan Sachdeva HDFC Credit Card Devaluation: One of the best reward tricks on SmartBuy Capped
From July 2026, HDFC caps accelerated SmartBuy points from GyFTR/Woohoo brand vouchers at 3,000 per month. Here's the real math and exactly what to do about it.
Anmol Ratan Sachdeva HSBC Live+ Credit Card Devaluation [July 2026]
Live+ Credit Card benefits clipped. International cashback gone, lounge access slashed to 2 visits/year, new exclusions. Here's exactly what changes and whether to keep the card.
Anmol Ratan Sachdeva SBI PhonePe Credit Card Devaluation July 2026: Reward Caps Cut on SELECT BLACK & PURPLE
SBI has once again devalued another credit card, this time within 1 year of launch. So, what really changed? Find out inside.
Anmol Ratan Sachdeva Jupiter Edge+ Card Devaluation: Changes that you should know
Another devaluation announced in Indian credit card ecosystem. Read more about Jupiter Edge+ Card Devaluation including new terms.
Anmol Ratan Sachdeva 
AU Bank Ananta, Lakshya, Tejas & Prathama Credit Cards: Features, Fees and Rewards
AU Small Finance Bank launches 4 new credit cards across premium to entry-level tiers. Are they worth your attention? Let's find out.
Sakshi Dubey Fi Federal Co-Branded Credit Card Discontinued
Federal Bank's Fi Credit card discontinued on 20th March 2026, Here's what will happen. Know more with Monzy
Sakshi Dubey Scapia Federal Credit Card: Major Devaluation Incoming
Scapia Federal Card cuts rewards on utilities & insurance and doubles lounge spend to ₹20K/month. Let's look at what changed.
Sakshi Dubey Indusind Bank Lounge Access: Updated Quarterly Spend Criteria from April 1, 2026
IndusInd Bank has changed free lounge access requirements. Now you are required to meet quarterly spend criteria on all its card. Let's look at the limits, in detail.
Sakshi Dubey What’s Changed with Airtel Axis Bank Credit Card after Devaluation?
Airtel Axis Card cashback on Airtel and utilities is tied to base spends now. Is it worth it after this massive devaluation? Let's find out.
Sakshi Dubey ICICI Bank's New Quarterly Spend Requirement for Lounge Access
ICICI adds a ₹75,000 quarterly spend hurdle for lounge access on Adani One & MMT cards from July 1, 2026.
Sakshi Dubey Amex Platinum Travel Card:Major Milestone Devaluation Announced
Now you will earn lower bonuses and voucher benefits if you use Amex Platinum travel card. Read the full breakdown inside.
Sakshi Dubey BPCL Co-branded Credit Card: Annual Fee Waiver Threshold Increased by SBI
BPCL SBI Card's annual fee waiver now needs ₹1 lakh in spends, up from ₹50,000. Monzy explains what's changed and what cardholders should do.
Sakshi Dubey 
HDFC Infinia Tightens Eligibility & Raises Continuity Criteria
Now you need 18L minimum in spends or 50L relationship value for even holding Infinia. Full details inside.
Anmol Ratan Sachdeva 
HDFC Diners Club Privilege + Regalia Gold Devaluation 2026: Reward Rate, Lounge & DCC Fees Changed
There has been massive changes after the recent reward points calculation change. Are the premium card still worth it now?
Anmol Ratan Sachdeva 
HDFC’s Travel Edge Program: Added Benefit or Quiet Devaluation for Regalia Gold
Is the new program a good initiative or an attempt at quiet devaluation?
Anmol Ratan Sachdeva 
Axis Bank Removes Accor, Marriott & Qatar from EDGE Transfer Partners
If you've been sitting on a pile of EDGE MILES waiting to hit that Accor All tier or Qatar Avios redemption, here’s what you should do.
Anmol Ratan Sachdeva 
Swiggy HDFC Gets a Makeover: What's Good in the BLCK and Ornge Editions?
When the original Swiggy HDFC card first launched, it was an absolute beast. It came out swinging with 10% cashback on Swiggy and 5% on almost everything else online. But are the new variants good like the OG Swiggy card?
Anmol Ratan Sachdeva 
SBI Cashback Card Devaluation April 2026: Impact on Cashback Hunters in India?
It might not be the best card for you if you're used to spending more than 50,000 in a statement cycle. Check the new policies and see if it works for your spending habits.
Anmol Ratan Sachdeva 
The Great Indian Credit Card Devaluation
The one-card era is dying. Here's the math and rules driving India's 2026 credit card reset and what you should do after SBI Cashback Card devaluation.
Anmol Ratan Sachdeva 
Flex by Google Pay Axis Bank Card: Lifetime Free, Stars Rewards, 1.6% Max (2026)
Flex by Google Pay is Axis Bank's lifetime free RuPay UPI credit card, earning 1 Star point per ₹500 and up to 1.6% at higher spends. Fees, reward tiers and how it compares to the SBI version.
Anmol Ratan Sachdeva 
OneCard Credit Card Suspended by RBI — What Happened & What To Do Now?
RBI directed partner banks to stop issuing OneCard credit cards. Here's what this means for existing cardholders, pending applications, and the best alternatives.
Anmol Ratan Sachdeva 
IDFC FIRST Bank Launches FIRST WOW! Black with Zero Forex Markup
If you’re a frequent traveller, IDFC First Bank has something for you.
Anmol Ratan Sachdeva 
LUMIÈRE & NOVA: RBL Bank Super Premium Cards Launched
Can these cards be a new status symbol? We think they've potential. But which one's better?
Anmol Ratan Sachdeva 
BOBCARD Launches New Cashback Credit Card in India
Should you get this BOB Card? Well, the cashback promise is not as lucrative for everyone. Check the details inside.
Anmol Ratan Sachdeva 
Wallet Transactions, Fee Payments Now Attract Extra Charges on SBI Credit Cards
Will the increased fee structure impact you? Yes, if you use apps like CRED to pay the education fee. Check full details inside.
Anmol Ratan Sachdeva 
Super-Premium RuPay EKAA Card Features [Details Inside]
What can you get out of this super premium card offering as a savvy credit card user in India?
Anmol Ratan Sachdeva 
SBI Card and Landmark Rewards Launch New Co-Branded Credit Cards
Should you get these cards as a Lifestyle, Max, Home Center shopper? Will you get any benefits? Let's find out.
Anmol Ratan Sachdeva 
Visa and Mastercard Reach Swipe-Fee Settlement, Finally!
Visa and Mastercard announced a settlement in their legal dispute with U.S. merchants over “swipe” or interchange fees. Here are the details.
Anmol Ratan Sachdeva 
RuPay’s Market Share Climbs to 18% in October Driven by UPI Linkage
Will the usage lead to a long term shift in user behavior towards RuPay? Let's find out based on actual numbers & facts.
Anmol Ratan Sachdeva 
Scapia’s Add-On Card Launched: Shared Limit, Individual Control
Scapia’s latest add-on card appears to address long-standing concerns around control and transparency in shared credit. Should you get this add-on card for travel?
Anmol Ratan Sachdeva 
Credit Cards with International Lounge Access Announced at Global Fintech Fest 2025 — Full List
Which cards launched at Global Fintech Fest in 2025? Have a look and tell us if you like any offering?
Anmol Ratan Sachdeva 
SBI Indigo co-branded credit cards: Would you get them?
Should you get these IndiGo co-branded credit cards? Check out our instant analysis to find out if these cards are worth it.
Anmol Ratan Sachdeva