Blogs, Guides & Updates by Monzy

Last updated on Oct 25, 2026

Union Bank of India has 11 credit cards, from a free Visa to a ₹12,499 metal card. Compare fees, lounge access and rewards, and see which one to pick.

Last updated on Oct 24, 2026

The expense ratio is the yearly fee a mutual fund takes out of your money before you ever see the NAV. Here's how it works under SEBI's 2026 rules, what direct vs regular plans really cost you in rupees, and why it bites hardest in debt funds right now.

Last updated on Oct 23, 2026

Karur Vysya Bank has 9 credit cards, from the ₹499 KVB SBI Gold to the ₹29,999 Eternis. Compare fees, rewards, lounge access and see which one to pick.

Last updated on Oct 20, 2026

Your card statement says 3.5% a month. That's 42% a year, and 51.1% once it compounds. See the ₹50,000 minimum-due math and how Indian card rates compare.

Last updated on Oct 24, 2026

What do Mastercard rewards mean for Indian cardholders? Reward points come from your bank, but Mastercard adds its own layer, including Priceless Specials offers, the India lounge and golf programmes for World and World Elite cards, The Mastercard Collection and the new World Select programme.

Last updated on Oct 24, 2026

HSBC Travel One credit card benefits explained. 4 points per ₹100 on travel and forex, 20 airline and hotel transfer partners, 6 domestic and 4 international lounge visits, the ₹8 lakh fee waiver, and an honest verdict against Axis Atlas and Scapia.

Last updated on Oct 23, 2026

Which Tanishq credit card offers actually save you money this Dhanteras (November 6, 2026)? Titan SBI's 3% value back vs Tata Neu Infinity HDFC's 5% NeuCoins, live bank discounts, and how to stack them with Tanishq's festive and gold exchange offers running till November 8.

Last updated on Oct 23, 2026

How to do an IOB credit card apply online through Indian Overseas Bank's DIY portal or a branch. Covers every IOB credit card (RuPay Classic, Platinum, Select, Visa Platinum and Signature), eligibility, documents, fees and how to track your application.

Last updated on Oct 23, 2026

HSBC Premier credit card lounge access explained. Unlimited domestic lounges through Mastercard and unlimited international lounges through LoungeKey, 8 free guest visits a year, pre-authorisation charges, who qualifies and how it compares with HSBC Live+.

Last updated on Oct 21, 2026

AU Bank credit card offers for October 2026, including the Heart to Cart festival (October 11 to November 10), the ₹5,000 voucher bundle for 3 transactions, 10% off at 35 premium brands, travel and electronics savings, and how to apply for an AU credit card online.

Last updated on Oct 20, 2026

The IDFC First Bank credit card offers you can use in October 2026, including EMI discounts on MakeMyTrip, Goibibo and electronics, ₹75 off on Zomato, Swiggy and Zepto, welcome benefits, the 105-day balance transfer and which offers have already ended.

Last updated on Oct 24, 2026

Eternal SBI Card launched on 15 Oct 2026: ₹499 fee, 10% off on Zomato and District, ₹3,500 monthly cap. The real math, the catch, and who should apply.