Blogs, Guides & Updates by Monzy

Last updated on Jul 31, 2026

Axis Bank revises Magnus for Burgundy terms from 28 August 2026, with identical changes on the standard Magnus. DCC markup rises to 2%, gift cards stop counting towards the ₹30 lakh fee waiver, tolls and FASTag stop earning EDGE Rewards, and Priority Pass no longer works at Indian domestic lounges. Here is the rupee cost of each change.

Last updated on Jul 30, 2026

Axis Bank is revising eight credit cards from 28 August 2026. Here is what actually changes, the DCC-vs-forex confusion cleared up, and who should care.

Last updated on Jul 28, 2026

HSBC has recently issued the full MCC list that shows which MCC codes earn 10% cashback on this card. Good news: Now you can earn more on same spends. Full details inside.

Last updated on Jul 31, 2026

Standard Chartered is moving up to 4.5 lakh Indian credit card accounts to Federal Bank after 31 July 2026. Here is what happens to your credit limit, reward points and dues, and exactly how to get your new Federal Bank card.

Last updated on Jul 22, 2026

Wrong entry on your CIBIL report? Here's how to dispute it free online, the RBI-set 30-day deadline, and the ₹100/day you're owed if they miss it.

Last updated on Jul 30, 2026

Here are the three credit cards that fit ₹25,000 on paper and in practice, the maths behind each, and the two other popular cards worth skipping until your next appraisal.

Last updated on Jul 28, 2026

Minimum age is 18, maximum varies by issuer. Full per-bank age table, senior citizen paths, add-on rules for minors, and age + CIBIL combined logic.

Last updated on Jul 31, 2026

2025 and 2026 have been the years of quiet devaluation in credit cards. This is the running list. What actually changed, when, what it costs you in rupees, and — the part that matters — what to do about it.

Last updated on Jul 12, 2026

Owe a bank, a loan app and family all at once? Skip the one-size answer. Use this matrix and calculator to split your surplus the smart way.

Last updated on Jul 10, 2026

The 12-month playbook for graduating from an FD-backed card to a full unsecured credit card in India, month-by-month timeline, utilisation math, and the reapplication strategy.

Last updated on Jul 30, 2026

Exact documents needed for a credit card in India and the 5 mismatch traps that silently get applications rejected.

Last updated on Jul 30, 2026

Which credit cards actually approve self-employed applicants in India? ITR vs no-ITR paths, issuer-by-issuer approval reality, and 4 specific picks by income bracket.