Blogs, Guides & Updates by Monzy

Last updated on Oct 28, 2026

MFCentral guide for 2026: download your CAS, update nominee, bank and KYC details, and get your funds into Moneycontrol after the data-sharing ban.

Last updated on Oct 28, 2026

How to foreclose Axis credit card EMI online in 2026: exact steps, the 3% + GST charge, the new 20 Oct rules, and when closing early isn't worth it.

Last updated on Oct 28, 2026

What counts as a transportation transaction in a credit card, SBI Card's new 1% fee above ₹30,000 from December 1, 2026, how ICICI, IndusInd, AU and IDFC FIRST charge, and which cards avoid it.

Last updated on Oct 28, 2026

Rolling returns of mutual funds explained with a worked CAGR example, Excel formulas and a checklist to judge your fund fairly in the 2026 market fall.

Last updated on Oct 28, 2026

Best mutual funds for the next 10 years? Use our 2026 framework: pick a category by horizon, check rolling returns and costs, and see a worked example.

Last updated on Oct 27, 2026

Gold rate today: 24K at ₹14,329/g, 22K at ₹13,135/g. Before you swipe for Dhanteras 2026, see the real card cost: GST, surcharges, rewards.

Last updated on Oct 26, 2026

Mutual funds stop gold ETF inflows: 17 AMCs paused gold FoF lump sums and new SIPs from 15–16 Oct 2026. What still works, iNAV checks and your options.

Last updated on Oct 25, 2026

Union Bank of India has 11 credit cards, from a free Visa to a ₹12,499 metal card. Compare fees, lounge access and rewards, and see which one to pick.

Last updated on Oct 24, 2026

The expense ratio is the yearly fee a mutual fund takes out of your money before you ever see the NAV. Here's how it works under SEBI's 2026 rules, what direct vs regular plans really cost you in rupees, and why it bites hardest in debt funds right now.

Last updated on Oct 23, 2026

Karur Vysya Bank has 9 credit cards, from the ₹499 KVB SBI Gold to the ₹29,999 Eternis. Compare fees, rewards, lounge access and see which one to pick.

Last updated on Oct 27, 2026

Every live MakeMyTrip credit card offer this Diwali, checked against the banks' own terms: ICICI's FLYMON and EMI codes, HSBC's Thursday–Friday codes till October 31, Visa Infinite hotels, excluded cards and the convenience-fee catch.

Last updated on Oct 26, 2026

Is the Kotak League credit card worth ₹499 in 2026? What the League Platinum really earns after Kotak's June 2025 reward exclusions, how the PVR milestone and fee waiver work, and who should pick another card.