Govt Loans for Small Business 2026: Mudra, PMEGP, CGTMSE
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Govt loans for small business in India, 2026: Mudra limits up to ₹20 lakh, PMEGP subsidy, CGTMSE up to ₹10 crore, ECLGS 5.0. See which one fits you.
Situational Advice
Blogs, Guides & Updates by Monzy
Active vs Passive Mutual Funds in India (2026): Which Wins After Costs, and How to Choose
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Active vs passive mutual funds in India, 2026: what SPIVA data says by category, the real expense ratio gap in ₹, and a simple way to pick your funds.
MF Guides
Parag Parikh Flexi Cap Fund in 2026: What Changed, Why Returns Dipped, and Whether to Keep Your SIP
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Parag Parikh Flexi Cap Fund in 2026: why returns dipped, the cash cut to 9.77%, bigger DLF and REIT bets, fees, exit load and a clear SIP stay-or-exit check.
MF News & Updates
Kakeibo Budget Planner for Indians: The Japanese Method Adapted for Salary, Rent, Credit Card Bills and SIPs (2026)
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The 122-year-old Japanese kakeibo method, rebuilt for an Indian salary: start your month on payday, log card swipes and UPI the day they happen, put the SIP first, and use the free ₹ template in this post.
CC Guides
MY Zone Credit Card Axis Bank Review (2026): Keep or Switch After the 1 November Change?
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MY Zone credit card Axis Bank review 2026: the ₹25,000 rule for District BOGO from 1 Nov, fees, Swiggy codes and a clear keep-or-switch call.
Reviews & Comparisons
iPhone 17 Pro Max HDFC Offer: What You'll Actually Pay at Amazon, Croma and Reliance
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Amazon's 10% HDFC offer on the iPhone 17 Pro Max is capped at ₹1,250. See every retailer, the EMI cost, reward points and the cheapest route.
Offers
FD Calculator 2026: Maturity Value, Interest and the FD You Need for a Secured Credit Card
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The FD calculator formula and maturity values at October 2026 bank rates, plus what happened to FD rates after the RBI's 7 October hike, TDS under Form 121, and how big an FD you need for a secured credit card.
CC Guides
Bajaj Loans vs Kotak Prime vs Credit Card Loan vs EMI: Which Is Actually Cheaper in 2026?
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Bajaj loans vs Kotak Prime vs credit card loans and EMIs in 2026: real ₹ math on rates, processing fees and CIBIL impact before you borrow this Diwali.
Reviews & Comparisons
Historical NAV of Mutual Funds: How to Check It in 2026
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Find the historical NAV of mutual funds on AMFI in 2026: the 90-day download limit, the 31 Jan 2018 tax NAV, and how to turn two NAVs into real returns.
MF Guides
National Pension System: Pay NPS by Credit Card in 2026?
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National Pension System (NPS) 2026: Can you pay by credit card, the new PoP fees from 1 December, reward exclusions, and the ₹50,000 tax benefit? Do the math first.
Situational Advice
What Is AUM in Mutual Funds? Is Bigger Better? (2026)
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What is AUM in mutual funds? Plain-English guide with Sept 2026 AMFI data, how AUM affects expense ratio, and when a huge fund hurts small-cap returns.
MF Guides
MFCentral Guide 2026: CAS, Nominee, KYC and Tracking
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MFCentral guide for 2026: download your CAS, update nominee, bank and KYC details, and get your funds into Moneycontrol after the data-sharing ban.
MF Guides