ICICI Expressions Sapphiro Forex Card
Sapphiro forex card works like a credit card and offers the convenience of loading up to 15 different currencies, making it easier for frequent travelers to make payments abroad or on international platforms without the hassle of currency conversion onsite.
Table of Content
The ICICI Expressions Sapphiro Forex Card is designed primarily for customers who frequently travel internationally or shop on overseas websites.
It offers the convenience of loading up to 15 different currencies, making it easier for frequent travelers to make payments abroad or on international platforms without the hassle of currency conversion onsite.
The card's standout feature is its zero foreign currency exchange markup fee, offering significant savings on foreign transactions that many other cards charge for.
Though the card commands a relatively high joining fee of ₹4,128.82 (including taxes), there is no renewal fee.
For the travel experience, it provides two complimentary international airport lounge accesses, enhancing comfort during travel. Cardholders can also personalize their card from over 150 design options, adding a unique touch.
Other benefits include Card Protection Plus insurance worth ₹1,600 and an ATM fee waiver for up to three monthly withdrawals. The card offers welcome benefits of ₹1,000 Uber discount and ₹500 Amazon voucher, but it lacks any reward points or cashback program, meaning it's best suited for travelers prioritizing forex benefits and lounge access over rewards accumulation.
Key Details
Issuer | ICICI Bank |
Card Name | Expressions Sapphiro Forex Card |
Card Network | Visa |
Category | Forex Card |
Income Eligibility | Not explicitly stated; standard banking eligibility likely applies |
Joining Fees | ₹4,128.82 (including taxes) |
Joining Fee Waiver | No |
Joining Fee Waiver Criteria | N/A |
Welcome Benefits | ₹1,000 Uber discount voucher; ₹500 Amazon voucher |
Welcome Benefits Criteria | On joining |
Renewal Fees | No renewal fee |
Renewal Waiver | N/A |
Renewal Waiver Criteria | N/A |
Card Benefit 1 | No foreign currency markup fee |
Card Benefit 2 | Two complimentary international airport lounge accesses |
Card Benefit 3 | Personalized card design with 150+ themes |
Card Benefit 4 | Card Protection Plus insurance worth ₹1,600 |
Card Benefit 5 | ATM fee waiver for up to 3 withdrawals per month |
Regular Reward Point Earn Rate | No reward points or cashback program |
Points Expiry | N/A |
Points Expiry Condition | N/A |
Reward Point Exclusion | N/A |
Interest Rate for EMI | N/A |
Grace Period (days) | N/A |
Key Fact Statement | A forex card tailored for international travelers with zero foreign currency markup and airport lounge access |
Comments/Insights | Excellent for frequent international travelers who value zero forex markup and lounge access; lacks reward points or cashback |
Should You Get This Card?
,
- Ideal for frequent international travelers seeking to avoid forex markup fees and access international lounges.
- High joining fee might be a deterrent, but balanced by no renewal fee.
- Lacks reward points and cashback, which may limit appeal for users who want rewards on everyday spending.
- Customizable card designs add personal appeal.
- ATM fee waiver on monthly withdrawals is a practical additional benefit.
About the Author
Anmol
Anmol writes super targeted posts about availing credit card offers and getting maximum benefits.