ICICI Credit Cards Lounge Access List - September 2025 Update

I had time to kill at Delhi airport a few years back, stuck on a long layover between flights. Airport lounges weren’t as hyped as they are today.

Out of curiosity, I decided to try a lounge, partly to kill time, partly to see what lounges offer that food courts dont.

That’s when I first got a taste of complimentary airport lounge access with my ICICI credit card. (Lines were shorter back then 😅). The experience was simple: swipe, walk in, grab a coffee, and relax away from the chaos outside.

Now, with another trip coming up, I found myself wondering, “Will my ICICI credit card still give me lounge access in 2025?”

That one thought led me down a rabbit hole of Reddit discussions, where cardholders are actively debating the current lounge situation. 

Some users report that DreamFolks access has been retired on ICICI cards, while others share mixed experiences regarding which lounges still honor complimentary visits.

So, to cut through the noise, I decided to dig deeper, looking at official ICICI documents, updated lounge lists, and real user experiences. And this blog is a result of my research.

What ICICI Credit Card Users Say about Lounge Access?

Comment
byu/dyan-atx from discussion
inCreditCardsIndia

Another user shared the same info, "ICICI card not accepted in dreamfolks" on reddit.

Then there is this one thread that explained the situation.

Comment
byu/7rulycool from discussion
inCreditCardsIndia

So, I tried finding the official documentation about the confusion and found this on the official ICICI Bank website:

Image source: ICICI official document

Please note that lounge access policies, eligibility requirements, and visit limits are subject to frequent changesSo, what’s the truth? 

Here’s the short version: 

• DreamFolks access is gone. Many users across multiple public sources confirm that ICICI cards are no longer accepted across the DreamFolks network to access complimentary airport lounges.
• Rules have tightened. For example, ICICI Sapphiro now requires ₹75,000 spend per quarter (up from ₹5,000 earlier) to avail free lounge access. There are visit limits on complimentary lounge access, which are capped and vary by card type. Add-on cardholders may have different or restricted lounge access privileges compared to primary cardholders.
• Confusion is across the lounges. Some lounges accept ICICI cards; others don’t. Users say it depends on the lounge and card type, and some cards or lounges may only offer limited access or have additional restrictions.
• DIY checks are preferred. People are using DreamFolks or lounge websites to confirm if their card will work before waiting in line.
• Mixed satisfaction. Some still find Coral or Sapphiro useful for occasional access, but frequent flyers feel the perks have been diluted. Frequent travellers are particularly affected by these changes, as they rely more on lounge access benefits.

Please note that lounge access policies, eligibility requirements, and visit limits are subject to frequent changes. Better check the latest terms and conditions with your card issuer directly.

What does ICICI Bank's official stand? 

After going through Reddit threads and user experiences, I wanted to double-check what ICICI Bank itself says about lounge access. 

Buried in the T&Cs of one airport lounge partner's (Adani One) website, I found a document that clearly outlines the eligibility, visits, and conditions for lounge access for ICICI credit card holders. This is dated March 2024. So, not the most updated one: 

Here’s the summary of the document for ICICI Bank credit cardholders:

• Lounge benefit & complimentary visits. The document specifies how many complimentary visits to domestic lounges and international lounges each cardholder gets per calendar quarter. Visit limits and eligibility are typically calculated and reset every quarter.
• Eligible Cardholders. Benefits are applicable only to primary cardholders with an unexpired credit card in good standing. Some cards require a joining fee to access benefits.
• Access Process. You need to present your boarding pass + ICICI Bank credit card at participating lounges. Only eligible lounges listed by the bank or network partner are included in the program. Most lounges are located in the domestic terminal or the domestic departures area of the airport.
• Guest Access. Complimentary visits are usually not extended to accompanying guests; guests may be allowed by paying a fee, and additional visits beyond the complimentary quota also require paying out of your pocket.
• Spend Criteria, For some premium cards (like Sapphiro), complimentary lounge access is tied to minimum quarterly spends (as stated above by some users) 
• Third-Party Providers. Lounge tie-ups for free access run via providers such as Visa, MasterCard, RuPay, or Adani One (not DreamFolks anymore).

Below is the official ICICI lounge access list based on official documents:

Eligibility for Lounge Access

To avail lounge access benefits with your ICICI Bank credit card, it’s essential to understand the eligibility criteria set by the bank. Not all credit cards offer complimentary lounge access, and for those that do, there may be specific requirements such as a minimum spending threshold, card type, or active membership status.

For example, some premium ICICI Bank credit cards provide lounge access as a standard benefit, while others may require you to meet a certain spending requirement within a calendar quarter to unlock complimentary visits. Always review your card’s terms and conditions to know exactly how you can avail lounge access benefits and make the most of your card’s lounge access benefits.

Top ICICI Credit Card with Lounge Access (Complete List of Lounges in India) 

1. ICICI Sapphiro Credit Card Lounge Access 

The ICICI Sapphiro Visa Credit Card gives you complimentary access to premium airport lounges across India, making your travel more luxurious. 

• Select domestic and international airport lounge access facilities.
• Free lounge visits are included, but with limited access based on visit limits and eligibility.
• Limit: 4 complimentary quarterly visits

Popular Lounges in India with ICICI Sapphiro Credit Card Access

• Adani Lounge (Mumbai Adani, Terminal 2, Chhatrapati Shivaji International Airport, domestic terminal/domestic departures),
• Encalm Lounge (Indira Gandhi International Airport, Delhi, Terminal 3, international section),
• The Lounge (Babasaheb Ambedkar International Airport, Nagpur, Domestic Departures),
• Port Lounge (Patel International Airport, Ahmedabad, Domestic Terminal),
• Earth Lounge (Indira Gandhi International Airport, Delhi, Domestic Departures),
• The Lounge (Ahmedabad Terminal 1),
• BLR Domestic Lounge (Bangalore Terminal 1),
• Earth Lounge (Kochi Terminal 1),
• Travel Club Lounge (Chennai)

The Sapphiro card also offers exclusive dining privileges, including special dining offers and access to the ICICI Culinary Treats program. Additionally, you earn reward points on eligible spends, which can be redeemed for travel or lifestyle benefits.

Note: Lounge access for Sapphiro cardholders is subject to change and may have restrictions or updates. Please check eligibility and access limits before your visit.

2. ICICI Coral Credit Card Lounge Access List 

The ICICI Coral Credit Card ensures comfortable journeys with complimentary domestic lounge accesaccess to select domestic lounges located in the domestic terminal and domestic departures areas of major airports. 

• 1 complimentary access per quarter
• Coverage across select domestic airports

Popular Lounges in India with ICICI Coral Credit Card Access

• Primus Lounge (Agartala, Domestic Terminal, Domestic Departures), 
• Travel Club Lounge (Mumbai T1, Domestic Terminal, Domestic Departures), 
• Earth Lounge (Pune, Domestic Terminal, Domestic Departures), 
• Pearl Lounge (Kannur, Domestic Terminal, Domestic Departures), and 
• Bird Lounge (Dehradun, Domestic Terminal, Domestic Departures). 

3. ICICI Rubyx Credit Card Lounge Access

With the ICICI Rubyx Visa Credit Card, upgrade your airport experience at domestic lounges located in the domestic terminal and domestic departures areas of major airports nationwide. 

• Access to a curated selection of domestic lounges
• 2 complimentary visits per quarter

Popular Domestic Lounges in India with ICICI Rubyx Credit Card Lounge Access

• Bird Lounge (Bhubaneshwar, Domestic Terminal, Domestic Departures), 
• BLR Domestic Lounge (Bangalore, Domestic Terminal, Domestic Departures), 
• The Lounge (Lucknow, Domestic Terminal, Domestic Departures), 
• Blackberry Lounge (Coimbatore, Domestic Terminal, Domestic Departures), and 
• Travel Club Lounge (Chennai, Domestic Terminal, Domestic Departures). 

4. ICICI Platinum Credit Card Airport Lounge Access

ICICI Platinum Visa cardholders get airport lounge access at many premium loungeccess to select domestic lounges located in the domestic terminal and domestic departures areas of major airports in India. 

• 1 complimentary access per quarter, subject to spending limits
• Exclusive domestic lounge access benefits nationwide

Popular Lounges in India with ICICI Platinum Visa Credit Card

• BLR Domestic Lounge (Bangalore T1, Domestic Terminal, Domestic Departures), 
• Earth Lounge (Pune, Domestic Terminal, Domestic Departures), 
• Travel Club Lounge (Mumbai T1, Domestic Terminal, Domestic Departures), 
• Primus Lounge (Indore, Domestic Terminal, Domestic Departures), and 
• The Lounge (Ahmedabad, Domestic Terminal, Domestic Departures).

How to Avail Complimentary Lounge Access with ICICI Bank Credit Cards? 

Unlike the old days when DreamFolks handled most of the lounge tie-ups, ICICI Bank has now shifted to Adani One ICICI and other network partners (Visa, MasterCard, RuPay) for lounge access. 

The process is fairly straightforward, but there are a few important conditions to keep in mind:

• Carry your card. You will need your unexpired ICICI credit card (primary cardholder) + a valid boarding pass for the same day’s travel.
• Find a participating lounge. Complimentary access is only available at eligible lounges as listed by the bank or network partner. Check the latest lounge list on a partner'’s website (like Adani One) for domestic access. For international travel, eligibility depends on your card'’s network partner (Visa, MasterCard, RuPay). Check the complete list here. 
• Swipe your card at the lounge entrance. The lounge will authenticate through the network provider. Complimentary visits are automatically deducted from your quarterly quota.
• Know the Limits. Most ICICI cards allow a fixed number of free visits per calendar quarter. ACharges are applicable for additional visits, which are announced at entry and charged directly to your card.
• Guest Policy. Complimentary lounge access usually applies only to the cardholder. Accompanying guests must pay separatelycan access the lounge by paying the applicable fee. Paying is also required for any additional visits beyond your complimentary quota.

Pro Tip: Before your trip, check the Adani One lounge access list or download the Adani One app on your phone to see if your card provides complimentary lounge access. This will save you a lot of time and avoid any last-minute surprises.

When I checked it myself, I found the new Adani app now has an option to check lounge access based on your card. All you need to do is just punch in your card details in the app, verify it (there is an INR 2/- charge per verification), and once your card is verified, you can check if the current airport you're in has a complimentary lounge access for you. Plus, you can check all the complimentary benefits (no. of visits, guest visits, etc.) from the app itself.

Note: Always check the latest list of eligible lounges and applicable charges before traveling, as terms and conditions may change.

Are there any international travel benefits for ICICI cardholders?

ICICI Bank credit cards are designed to make international travel more rewarding, offering international lounge access as a key benefit. Through partnerships with global networks like Priority Pass, eligible cardholders can access over 1,400 airport lounges worldwide, regardless of the airline or class of travel. This international lounge access ensures you can enjoy a comfortable and relaxing environment at airports across the globe. In addition to lounge access, ICICI Bank credit cards may also provide other international travel benefits such as travel insurance, foreign currency exchange offers, and emergency assistance, making your overseas journeys safer and more convenient.

Terms and conditions for credit card benefits like lounge access

While ICICI Bank credit cards offer a host of valuable benefits, including lounge access, cardholders need to be aware that these perks are subject to specific terms and conditions. Each credit card may have its own eligibility criteria, spending requirements, and limits on the number of complimentary visits or services. Additionally, ICICI Bank may update or revise these terms from time to time, which can impact the benefits available to you. Here are some terms & conditions we found in official documentation:

• Use of lounge is conditional upon presenting an eligible means of access (booking confirmation) and Identification through valid boarding pass.
• The entry is subject to availability as the lounge operates on a first-come, first-served basis. This is at the discretion of the individual lounge operator, who may impose a charge for extended stays.
• Lounge access is valid for up to 3 hours per visit.
• Eligible cardholders must present their valid, unexpired eligible cards and a valid air ticket or boarding pass for travel on the same or next day at the entrance to the participating lounges.
• An authorization amount of Rs. 2 shall be taken on each eligible card presented at the entrance to the Participating Lounge on VISA, MASTERCARD & RUPAY variants and Re. 1 shall be taken on each eligible card presented at the entrance to the Participating Lounge on AMEX variants.
• Access by other guests who accompany an eligible cardholder shall be subject to the terms and conditions of each participating lounge.
• Guests shall not be eligible to use any of the eligible cardholder’s unutilised complimentary visits. Guest visits shall be chargeable.

To ensure you make the most of your ICICI Bank credit card benefits, constantly review the latest terms and conditions, stay informed about any changes, and understand how to qualify for and use your lounge access and other privileges. By doing so, you can enjoy a seamless and rewarding experience every time you use your ICICI Bank credit card.