Blogs, Guides & Updates by Monzy

How to Get Your Credit Card Annual Fee Waiver (With Real Scripts)?

Last updated on Aug 10, 2026

You can now claim a free renewal fee waiver, if you ask the right way. Here's what we found out...

LUMIÈRE & NOVA: RBL Bank Super Premium Cards Launched

Last updated on Dec 1, 2025

Can these cards be a new status symbol? We think they've potential. But which one's better?

HDFC Credit Cards 2026 - All Types, Eligibility and Charges

Last updated on Aug 12, 2026

HDFC issues 26.4 million credit cards, 22% of India's market. Every active card, what income each needs, the caps behind the headline rates, and which one fits your monthly spend.

BOBCARD Launches New Cashback Credit Card in India

Last updated on Aug 17, 2026

Should you get this BOB Card? Well, the cashback promise is not as lucrative for everyone. Check the details inside.

Wallet Transactions, Fee Payments Now Attract Extra Charges on SBI Credit Cards

Last updated on Apr 23, 2026

Will the increased fee structure impact you? Yes, if you use apps like CRED to pay the education fee. Check full details inside.

Super-Premium RuPay EKAA Card Features [Details Inside]

Last updated on Nov 25, 2025

What can you get out of this super premium card offering as a savvy credit card user in India?

BOBCARD ETERNA: Honest Review from Real Users

Last updated on Aug 17, 2026

Is this card worth the hype? Read what real users think about this card before applying...

Bank of Baroda Credit Card for CA: Should You Get This Card?

Last updated on Aug 17, 2026

I talked with a few CAs and bank professionals last month and found that Bank of Baroda now has an exclusive offering for ICAI members. So, thought why not share that with you.

Best Business Credit Cards for Startups in India (2026)

Last updated on Jul 23, 2026

I helped a friend send their first vendor payment when I realized how powerful a business credit card can be. Here's my best picks.

Best Credit Cards for Utility Bill Payment in India 2026

Last updated on Aug 3, 2026

I started testing credit cards that turn boring utility bills into cashback and reward points. Here's what I found: the best credit cards weren't flashy. Read on to find out.

SBI Card and Landmark Rewards Launch New Co-Branded Credit Cards

Last updated on Nov 13, 2025

Should you get these cards as a Lifestyle, Max, Home Center shopper? Will you get any benefits? Let's find out.

HSBC's 40% Bonus on Marriott Reward Point Conversion

Last updated on Aug 3, 2026

Convert your HSBC Reward Points into Marriott Bonvoy Points with a 40% bonus for a limited time.